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SERVICES
FINANCIAL PLANNING SERVICES
SICG's Retirement Income Analysis (RIA) provides
answers to important retirement questions such as the amount of assets
necessary for you to retire at your desired standard-of-living, the possibility of outliving
your retirement
income, Social Security benefits, healthcare expenses, inflation,
taxes, as-well-as investment risks & costs.
RIA services are available to clients of SICG at no
cost. Special project or non-client planning services are
generally charged a flat rate of $200 per hour.
INVESTMENT MANAGEMENT SERVICES
Mr.
Shreder's
investment philosophy is based on a passionate belief that protecting
his clients' wealth is equally as important as achieving
excess investment returns. SICG's investment programs are structured to
help efficiently achieve and maintain each clients' desired
financial objectives and goals with reduced risk, tax and cost. To help achieve these directives,
the following investment and financial services may be utilized:
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UNIFIED MANAGED ACCOUNT (UMA)
SACM's UMA is a low cost,
customizable, fee-based investment account that seamlessly
integrates multiple dissimilar investment vehicles,
including
Separately Managed Accounts (SMA),
Exchange Traded Funds (ETF),
Mutual Funds,
Real
Estate Investment Trusts and
Direct Investments, all
within one
account.
UMAs normally utilize
a consortium of sub-advisors (money
managers) with each managing a specific component of the
UMA
investment portfolio. The
UMA is
also structured to take advantage of the pricing, performance and tax
benefits of a
Core (passive index) and Satellite (active management)
investment approach.
SACM's Dynamic Asset Allocation Overlay
rebalancing
service and
hedging strategies
may also be utilized to help control risk and enhance performance potential.
UMAs generate one convenient,
all-inclusive quarterly progress report and
one year-end
tax form 1099. The recommended
UMA minimum starting value is
$250,000.
SACM also offers an
ETF
Indexing Model with a recommended minimum starting value of $50,000.
SACM's UMA
&
ETF
Indexing Model
Click
here to view
SACM's UMA sub-advisors' profiles and
historical performance.
Sample
SACM Investment Management Proposal
(IMP)
and
Schwab Quarterly
Portfolio Report.
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ANNUITIES
Fixed Rate,
Fixed Indexed,
or
Immediate
Annuities
may also be recommended to help reduce your investment portfolio's
volatility, taxes, costs, or to help maintain your desired lifetime
income. For additional information on annuities, visit our
affiliated web site at
www.Annuity-Aide.com.
Annuity Information
TRUST SERVICES
Personal Trust Reporting and
Administrative Trustee Services are
also available through
Charles
Schwab Institutional and
Charles Schwab Bank respectively.
Utilizing the appropriate
corporate trustee helps control expenses and maintains an investment
program's continuity and estate plan directives in the event of
incapacity or death.
Schwab Personal Trust Reporting
&
Administrative Trustee Services
SEC
FINRA
NAIC
Place
cursor over any word, term or image, if cursor changes
shape, click for more information.
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Shreder Investment Consulting Group L.L.C.
